Fixed income

Fixed income designed around choice.

VERIFIED™ Facilities provide investors with access to competitive fixed-income rates across a range of terms, with capital supporting businesses, assets and globally relevant initiatives.

Choose from investment terms ranging from 6 months to 10 years, with a minimum investment of $100,000.

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Older couple sharing a moment in a bright living room

Current rates: 7.70% – 9.70% p.a.
Available terms: 6 months – 10 years
Minimum investment: $100,000
Product focus: Fixed income

Rates shown are current for new applications and are subject to applicable terms and conditions.

About the facility

A fixed-income opportunity with a clear purpose.

VERIFIED™ Facilities are designed to provide eligible investors with access to fixed-income opportunities across a selection of investment terms. Investors select a term, invest a minimum of $100,000 and receive the rate applicable to that term, subject to the facility documentation.

Capital raised through the facility supports the development and expansion of a portfolio of businesses, assets and strategic initiatives operating across multiple markets.

The product is intended to combine a straightforward fixed-income proposition with meaningful capital deployment across initiatives focused on long-term growth.

Key features

Built around income, choice and transparency.

Competitive fixed rates

Access current rates ranging from 7.70% to 9.70% p.a. across available investment terms.

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Terms from 6 months to 10 years

Choose from six available terms based on your investment horizon and liquidity requirements.

Minimum investment of $100,000

The facility is designed for investors seeking to allocate meaningful capital to a fixed-income strategy.

Capital supporting real businesses

Funds are deployed to support businesses, assets and strategic growth initiatives.

Global, diversified, real assets

Capital supports businesses and assets acquired for growth across international markets.

Simple online process

Review the product, compare terms, calculate your return potential and complete your application online.

Flexible terms

Choose an investment horizon that suits you.

Different investors have different investment horizons. VERIFIED™ Facilities provide a range of options from short to long duration, with current rates increasing across longer available terms.

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Two ways to earn

Fixed or variable.

Fixed rate

Know the applicable rate for your selected term.

Your rate is set for the investment term, subject to the applicable facility documentation.

Variable rate

Follow the RBA cash rate plus a fixed premium.

Your premium is fixed for the term, while the total rate adjusts in line with the RBA official cash rate.

Variable rates can move up or down if the RBA official cash rate changes.

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Variable rate

RBA cash rate + a fixed premium.

The Variable Rate option combines the Reserve Bank of Australia official cash rate with a fixed premium based on your selected investment term.

The premium remains fixed for your term. The RBA component changes when the official cash rate changes, which means your total interest rate can move up or down during the investment term.

The premium is fixed. The RBA component can move.

Illustrative current rate · 24-month term

Current RBA official cash rate4.60%

Fixed premium3.00%

Current variable rate7.60% p.a.

Based on the RBA official cash rate current as at 30 September 2026. Variable rates can move up or down if the RBA official cash rate changes.

The Reserve Bank of Australia is not associated with or responsible for VERIFIED™ Facilities. References to the RBA official cash rate are solely for determining the variable interest rate.

Capital with purpose

Supporting businesses built for scale.

Capital raised through VERIFIED™ Facilities helps support the commercial activities of a portfolio of businesses and strategic assets with global audiences and diversified customer bases.

VERIFIED™

Identity and business verification infrastructure restoring confidence in everyday transactions.

www.verified.com

Media.com

Verified publishing and social networking from authenticated users.

www.media.com

Investing.com.au

Connecting Australian investors with verified investment opportunity providers.

www.investing.com.au

Azzet

Global marketplace for investments and premium assets, business & markets news.

www.azzet.com

Businesses shown are examples of platforms whose growth and development the facility’s capital helps support.

Why consider the facility

A different way to access fixed income.

Known rate at commencement

Investors select from published rates applicable to available terms, subject to acceptance and product documentation.

Defined investment period

Each investment is made for a selected term ranging from 6 months to 120 months.

Choice across durations

Investors can consider shorter, medium or longer investment horizons within one facility.

Capital supporting enterprise growth

Capital is intended to support businesses, strategic assets and growth initiatives with diversified revenue streams and customer bases.

How it works

From enquiry to investment.

1
Explore the facility
Review the features, current rates, calculator and product information.
2
Choose a term
Select from available terms between 6 months to 10 years.
3
Apply
Complete the application and required identity and eligibility checks.
4
Acceptance and funding
If your application is accepted, follow the instructions provided to complete the investment.

Start an Application Request Brochure

Investment calculator

Turn the rate into a dollar figure.

Enter your proposed investment amount and select a term to see an indicative return based on current VERIFIED™ Facilities rates.

Calculate Returns

Transparency

Understand the investment before you apply.

View FAQs

Current rates

All current rates are displayed clearly before an investor begins an application.

Relevant documentation

Investors should review the relevant product and disclosure documentation before investing.

Clear term selection

The selected term and applicable rate are confirmed during the application process.

Application process

Eligibility, verification and other required checks are completed before acceptance.

FAQs

Common questions.

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What are VERIFIED™ Facilities?

VERIFIED™ Facilities are a fixed-income offering available through Investing.com.au. Investors select a fixed investment term, with a fixed rate applying to that term.

What is the minimum investment?

The minimum investment is $100,000.

What terms are available?

Terms currently available are 6 months (7.70% p.a.), 12 months (7.95% p.a.), 24 months (8.60% p.a.), 36 months (8.95% p.a.), 60 months (9.25% p.a.) and 120 months (9.70% p.a.). Rates shown are current for new applications and are subject to applicable terms and conditions.

How is my rate determined?

Each available term has a current published rate. Your investment receives the rate applicable to the term you select, which is confirmed as part of the application and acceptance process. Rates offered for new investments may change from time to time.

What does the capital support?